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  <!-- ══════════════════════════════════════════
       CORE PAGES
  ══════════════════════════════════════════ -->

  <!-- Homepage — highest priority, updated frequently as deadline nears -->
  <url>
    <loc>https://aml-ready.com/</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
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  <!-- Accountants landing (same as homepage, canonical alias) -->
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    <loc>https://aml-ready.com/index.html</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Real Estate landing — coming-soon waitlist page -->
  <url>
    <loc>https://aml-ready.com/real-estate.html</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- ══════════════════════════════════════════
       CONVERSION PAGES
  ══════════════════════════════════════════ -->

  <!-- Bundle order page — key conversion step -->
  <url>
    <loc>https://aml-ready.com/bundle-order.html</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Free checklist / lead capture -->
  <url>
    <loc>https://aml-ready.com/get-started.html</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ══════════════════════════════════════════
       SUPPORT & INFORMATION PAGES
  ══════════════════════════════════════════ -->

  <!-- FAQ -->
  <url>
    <loc>https://aml-ready.com/faq.html</loc>
    <lastmod>2026-06-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- About Us -->
  <url>
    <loc>https://aml-ready.com/aboutus.html</loc>
    <lastmod>2026-05-01</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- ══════════════════════════════════════════
       INSIGHTS HUB
  ══════════════════════════════════════════ -->

  <!-- Insights index — updated each time a new article is published -->
  <url>
    <loc>https://aml-ready.com/insights.html</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ══════════════════════════════════════════
       ARTICLES
  ══════════════════════════════════════════ -->

  <!-- Issue 1: Do the new AUSTRAC laws actually apply to your accounting practice? -->
  <url>
    <loc>https://aml-ready.com/articles/understanding-austrac-requirements.html</loc>
    <lastmod>2026-05-19</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Issue 2: What even is a 'designated service'? -->
  <url>
    <loc>https://aml-ready.com/articles/what-is-a-designated-service.html</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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